Everyone knows that being financially responsible means spending less than you earn. Being financially responsible isn’t a secret, but how to get there may be a secret to you.
If you’re in your 50’s and haven’t yet started to plan for your retirement, do not panic. But do start to take action now. Even for late-starters with nothing put away, there are viable retirement options. Follow these steps to ensure that you still can live comfortably when retirement comes.