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While this article is a bit more dry and technical than I usually write, it addresses an important tax issue that could potentially save you and/or your heirs a significant amount of money – proper planning can make the difference between leaving money to your loved ones, or leaving money to Uncle Sam.  

I'm a bad, bad mommy. I know this because my child told me so. And even worse, it might be true.

"You're too stupid to vote."