Time to check progress toward retirement goals
Now that another year is ending, it’s a good time to take stock of where you are on your journey toward financial security. Of course, you could find many different “measuring sticks” to assess your progress, but you can certainly gain considerable information just by asking yourself some basic questions.
Healthy fast meals
You’ve had a long and stressful day at work. You’re exhausted, both mentally and physically. Dinner time is fast approaching. The last thing you want to do is prepare a meal at home. How do you overcome the urge to enter the drive-through at McDonalds or In-N-Out Burger and not gorge yourself on a Double-Double Animal style, fries and a soda, which will set you back 1,500 calories—give or take—instead of making a healthy, satisfying meal in a South Valley minute?Sound familiar? While it’s easy to give in and eat fast food on a pinch, the reality is fixing a tasty, healthy meal in minutes can be done on a consistent basis. Here are some of my favorite go-to options when I need to fix something in a hurry.Stir-fry for varietyWhen it comes to making a healthy and tasty stir-fry dish, you’ve got to start with the noodles. Using white-flour pasta is so yesterday. Instead, go with either semolina, quinoa, udon, buckwheat, brown rice pasta, black bean noodles, kelp or shirataki noodles for a nutritional boost. Chop up your favorite veggies, use your favorite seasonings and mix in some protein—tofu, chicken breast and lean cuts of red meat work best—for a power-packed, satisfying meal.For those of you who haven’t had the pleasure of eating delicious tofu or have reservations about it, here’s how to make it a flavor bomb. Chop up tofu in squares, heat over medium in a pan and mix in a curry sauce (Trader Joe’s has the red, green and yellow varieties). Or simply add salt, black pepper, garlic powder, red pepper flakes and cook in coconut oil.Go with an omeletWho doesn’t like an omelet at any time of the day? Didn’t think so. There are so many combinations you can use, but mix in some veggies/fruits such as avocados, bell peppers, onions, spinach and tomatoes, which will give you plenty of vitamins, minerals, fiber and antioxidants. Cheese is a must, but always be on the conservative side, as it contains a lot of calories.Pair up the omelet with some toast—rye, pumpernickel, whole grain and cracked wheat are healthier options than white bread—and you’ve got a meal that is both satisfying and nutritious. Eggs are a complete protein, meaning it contains all nine essential amino acids. And having one or two a day won’t raise your LDL cholesterol levels—the bad kind—as previously thought.Eggs are also one of the most absorbable and digestible foods, along with oatmeal, avocados, bananas, sauerkraut, salmon, brown rice, chicken breast, kimchi and Greek yogurt. So load up on these foods—your stomach will thank you for it.Peanut butter and jelly Remember the good old days when mom packed you a peanut butter and jelly sandwich for lunch? Mom knew what she was doing for the most part, but here are some tweaks to make sure your PB&J is healthier than ever before. Use one of the breads mentioned earlier, and creamy or crunchy peanut butter.There are so many flavored varieties on the shelves, and the best thing is they contain the same amount of calories and carbs as regular peanut butter. My personal favorite brand is the New York Peanut Butter Company’s White Chocolate flavor. Frankly, it’s so sweet that no jelly is needed. But for those of you who need a fruit component, skip the jelly and go with real fruit, which contains fiber and slows the absorption of sugar in your body. A quick note on why eating fruit is so much healthier than eating jelly, fruit preserves or drinking juice.The last three items are loaded with sugar, and in the case of juice, the process it goes through can destroy the fruits’ many beneficial nutrients and antioxidants. Studies have shown that eating fruit lowers the risk of developing Type 2 diabetes, while regularly drinking juice actually increases it. The juicing process strips fruit of all of its fiber, which plays a key role in slowing the absorption of sugar.Why is that important? Juice, fruit preserves and jelly have a high glycemic index, meaning it spikes the body’s blood sugar level and sends it soaring. When carbs are broken down into the body, it is converted into glucose to either be used for energy or stored as fat. Foods with a high glycemic index number can often be stored as fat because of a limited amount of physical activity.Beef/turkey/pork jerkyThis isn’t a meal by itself, of course, but it’s a great option to take when you’re on the road or busy in between assignments. Jerky is a great source for lean protein, which keeps you fuller longer. Jerky is also relatively low in calories and best of all, you can eat them anywhere. There are so many varieties of jerky out there, so make sure to choose the right ones. Stay away from ingredients like sodium benzoate, sodium phosphate and nitrates—trust me on this—and instead go with brands that have a cleaner ingredient list, including Krave and Perky Jerky, which have no preservatives, are high in protein and so tasty you’re liable to finish an entire pack.
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Is late night eating really bad for you?
Like many, many people, I occasionally find myself attacked by the munchies late at night. The other day, while I was staring at the open insides of my pantry, I paused. There’s an urban legend that says that eating before you sleep will cause weight gain. Is that really true?Trolling the internet for concrete scientific answers initially lead to some definite confusion. One study claims that late night eating leads to greater weight gain, while another claims that late night eating will not lead to increased weight gain.Digging deeper into these studies, I found that there was a combination of habits that determine whether late night eating would lead to weight gain. Particularly important was what you eat late night, and what you’ve had throughout the day.If you’ve eaten well throughout the day, and are having a planned healthy snack, it may not be an issue. What is more likely to cause weight gain, is the spontaneous “so what’s in the pantry?” decisions, especially if you then don’t control the quality and quantity of what you’re eating.Conclusion: To limit weight issues from late night snacking, you have to either quit late night snacking, or plan for a healthy late night snack to be part of your daily food intake quota. Which of these two options you choose will depend on your personality type and frequency of late night snacking.Suggestions for quitting late night snacking include:1) Brush your teeth right after dinner2) Get your mind off food. Go for a walk, take up a night-time hobby, do anything on a to-do list (there's always something!).3) Drink water instead of eating. It’s often been said that people often unconsciously confuse hunger with thirst.Suggestions for controlling late night snacking:1) Keep a healthy late night snack accessible. The late night snack can be an opportunity to consume fresh (i.e. raw) fruits and vegetables. If there is any truth to the increased-absorption-at-night-theory, it’s better that the body absorb nutrients rather than empty calories.2) Rid your home of foods that you’re prone to binging on late at night and restock with healthier alternatives.3) Instead of eating, drink. In addition to rehydrating your body, fluids such as caffeine-free herbal tea or a cup of skim milk provide a great way to feel full without consuming too many calories.Neera Siva is a health enthusiast, mom, patent attorney and writer, in no particular order. She and her family live in Santa Clara County. Check out her website at healthierbites.com, or follow her on twitter @neera_avis.
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