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When new backpackers ask me for a good place to go on that

The primary way lenders establish the value of a home, either for a purchase transaction or a refinance, is through a Residential Appraisal Report.

Warm weather and longer days. This is the time everyone gets

For about a year or so now, Moore's Law has prevented me from

I started writing this column when my son started kindergarten.

Despite the fact that I cannot usually remember what happened on

Anyone can see the effect the recent economic recession has had on public facilities. Falling tax collections have led to budget cuts resulting in layoffs of public workers. Parks, schools, playgrounds and buildings are looking increasingly shabby. But public-spirited volunteers can make a big difference.