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“Happy is he who can trace effects to their causes.”

Q: I owe $500,000 on my house, which is only worth $375,000. Because our loan was an adjustable rate loan, the payments keep going up. We can't afford the house, and we were turned down for a loan modification. I have friends who are telling me to abandon the house, others who tell me wait out the foreclosure and some who have told me to short sell the house. What are my options, and what are the consequences?

Q: Why don't rubber tires stay buried?

It's the most wonderful time of the year. No, no, not Christmas, silly! Super Bowl Sunday is coming for crying out loud.

She stayed up all night with you when you had the flu.

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