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Harry Farrell's death last weekend from cancer raised up an

The holiday season is in full swing. The holidays bring thoughts

Like everyone else, you hope to remain physically and financially independent your entire life. And you may well achieve this goal. Nonetheless, the future is not ours to see, so you’ll want to prepare yourself for as many contingencies as possible – one of which is the high cost of long-term care.

"We have property on Imperial Court, where we plant a garden. Our neighbor, whose house backs up to our property, throws their dog's poop into our yard. They have a large dog. They have previously thrown over prunings from their apricot tree into our yard. What can we do about this situation in short of throwing it back in their yard? They are very difficult to communicate with.

Not so long ago I wrote a column that, among other things,