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• 1.5% to 3% depending on the benefits package. As it stands, the benefits package is so comprehensive it would be more than fair to offer a 1.5% cost of living increase. That said, I do appreciate very much all that our GPD does for our community and they should be compensated fairly. • 1.5%. I also feel that the police should be paying into their pension and medical programs and not expect taxpayers to pay them for the rest of their lives. • No raise. It’s too soon to come out! This is going to be a long and bumpy recovery. • 1.5%, just to show appreciation for what they do.  Any other increases should be on an individual basis based on performance. • No raise. During difficult times, every employee of the city should understand that sacrifices must be made by all.  For instance, Boise, Idaho’s police department have already decided to give up a 2.5% raise they were going to receive in October, 2012. This move will save their city $1.2 million.  We all need to step up to help our community. • Out here in real life, especially in the non-profit world (I think the city

The current low interest rate environment has many people considering the idea of a refinance.  When is it appropriate to refinance your loan? As with all things real estate, it depends on the family, the current mortgage, the long term and short term strategy for budgeting, and good old fashioned math.

Gilroy

Dear Editor,

Cindy Lujan singled and scored on a walk in the bottom of the seventh inning to give Los Pollos Hermanos a 14-13 victory over Team Rush in a key Co-Rec Fall Softball League contest at Las Animas Park.