Buying new construction
New developments and new homes are going up fast all over the county. Most builders will recommend that you use their mortgage company, whether it is a subsidiary of the builder or a partnership with a major mortgage banker.
Gold medal wines
Famous for their California style wines, the vintages Gilroy’s Satori Cellars develops are big and bold with plenty of ripe fruit, bursting with flavor. Satori is like an open-air cantina that you might find in the Caribbean. Like their tagline, “There’s always a party at Satori.” It’s the only winery in our region with bar stools that shimmy up to the shaded tasting bar.
Wright Lakes High Adventure
After a four-mile ride over a rough and tumble dirt road, we parked at the trailhead to Shepherd Pass above the small town of Independence on the east side of the Sierra. The sun had just begun to light the peaks 8,000 feet above us as we shouldered our packs. Temperatures in the Owens Valley had been warm, and we wanted to climb above the heat before it arrived.
Cherishing the generations
September 11th is National Grandparents Day and, for crying out loud, I am yet to be a grandmother. My sons are apparently not in any hurry to bestow on me the title of “Grandma.”
‘Buying the Moose’ fun and fast-moving
Whitney Pintello directs this very clever bit of theater by London playwright Michael Wilmot with a bold hand and broad brush.
Linda Pulido inducted into martial arts hall of fame
There are three speeds to take on martial arts: Average, fast and Linda Pulido.
‘The Life Of The Party’ celebrates the songs of Andrew Lippa
Andrew Lippa brings us a loaded basket of his edgy, interesting creations with the American premiere of The Life Of the Party, songs in mini-production numbers from Lippa’s musicals. Highlights from The Wild Party, The Addams Family, Big Fish, A Little Princess and his outstanding oratorio from I Am Harvey Milk this review a sentimental blend for Lippa fans.
Predicting the future
Most common question asked of most mortgage professionals is: what is going to happen with rates?Most mortgage professionals agree that the ability to answer that question would result in most being retired and wealthy by now. Interest rates, specifically mortgage interest rates, are becoming increasingly difficult to predict as the financial markets have changed.This is what we know: the Federal Reserve and other governing bodies don't like inflation. If the economic data being generated indicates inflationary pressure then the Fed will lean toward raising rates to protect against that projected inflation. Combine that with world events (like the recent Brexit vote), natural disasters, and even the presidential election and you find yourself doing your best to guess what the future may hold.As of this writing, the Fed is leaning toward no increase in September, but December is still a possibility. Watch the 10 year treasury as an indicator week to week. It has been a good measuring stick and if it is moving higher, chances are mortgage rates will do the same.Jayson Stebbins is a 23 year veteran of the mortgage banking industry. He grew up in Morgan Hill and currently lives in Gilroy. He is the local branch manager of Guild Mortgage. You can reach Jayson and his team at (408) 825-0220 or at stebbinsmortgageteam.com
The Ghost loses in a split decision
Robert Guerrero may have lost his status as an elite fighter Saturday.
Knibb’s Knob
If you came to this column hoping to read about a gentle afternoon stroll before dinner, I suggest you turn to the puzzle page. On the other hand, if you woke up full of piss and vinegar, just wiped your mouth with your shirt sleeve after your second bowl of Wheaties, and are looking for a tiger to wrestle—I can help you. Head out to Knibb's Knob at Uvas Canyon County Park.