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As my tomato plants start to wilt and the peppers have all been picked and roasted, my thoughts turn to a green, tasty winter garden. Who doesn't like fresh little lettuces, crisp snow peas or broccoli straight from the plant? But that takes planning, including a strategy first to replenish the nitrogen and other nutrients that fed those summer vegetables.

I have come to the conclusion that the three most stressful

Whether you want to replace your income for your family in the event you should die young or help preserve an inheritance for your heirs, life insurance can serve as the cornerstone of a sound financial plan. It can also serve as a key component of succession planning by protecting a buy-sell agreement or further your charitable giving program.

The Gilroy Rotary Club's annual flower sale and benefit features