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As a pastor, I am sometimes asked about the best way to share

The discordant medley of safe and sane fireworks echoed through my neighborhood off Luchessa Drive in Gilroy much to the annoyance of the roommates.

After you turn 70 1/2, the IRS requires you to withdraw some of the money in your retirement savings accounts each year. These withdrawals are officially called Required Minimum Distributions (RMDs). While you never have to make withdrawals from a Roth IRA, you must take annual RMDs from traditional, SEP and SIMPLE IRAs, pension and profit-sharing plans and 401(k), 403(b) and 457 retirement plans annually past a certain age. If you don't, severe financial penalties await.

What will Gilroy residents and businesses gain from VTA's