Business

Brad Ledwith, an independent financial advisor at Ledwith Financial Wealth Management in Morgan Hill, was recognized as a top financial advisor and named to the LPL Chairman's Club. This distinction is awarded to less than 6 percent of the firm's approximately 13,100 advisors nationwide. Ledwith provides access to independent financial planning services, investment advice and asset management services to the Morgan Hill, Gilroy and Hollister areas.

Gilroy

By Betsy Avelar Staff Writer

Long-term care riders are like health and car insurance, you want the protection just in case you need it, but hope never to use it. Social security and Medicare offer limited protection if you need long-term care recovering from an illness or an injury.