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It's time of the year to issue the Gilroy Crusader's first

Most common question asked of most mortgage professionals is: what is going to happen with rates?Most mortgage professionals agree that the ability to answer that question would result in most being retired and wealthy by now. Interest rates, specifically mortgage interest rates, are becoming increasingly difficult to predict as the financial markets have changed.This is what we know: the Federal Reserve and other governing bodies don't like inflation. If the economic data being generated indicates inflationary pressure then the Fed will lean toward raising rates to protect against that projected inflation. Combine that with world events (like the recent Brexit vote), natural disasters, and even the presidential election and you find yourself doing your best to guess what the future may hold.As of this writing, the Fed is leaning toward no increase in September, but December is still a possibility. Watch the 10 year treasury as an indicator week to week. It has been a good measuring stick and if it is moving higher, chances are mortgage rates will do the same.Jayson Stebbins is a 23 year veteran of the mortgage banking industry. He grew up in Morgan Hill and currently lives in Gilroy. He is the local branch manager of Guild Mortgage. You can reach Jayson and his team at (408) 825-0220 or at stebbinsmortgageteam.com 

GILROY - A lot has happened to Gilroy native Anthony 'AntDawg'

Today's column is about nothing. That's right. It's about

Legally Blonde 2: Red, White and Blonde

On Sunday evening, Jan. 30, at 4pm, South County residents will gather at St. Mary Catholic Church in Gilroy to celebrate a special occasion, the Feast of the Holy Child (or "Santo Nino") which commemorates an event that is very important in the history of the Philippines.

Fall, it seems, is the prime time to strike up a relationship