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Gavilan College Fair

All investments carry risk. But, as an investor, one of the biggest risks you face is that of not achieving your long-term goals, such as enjoying a comfortable retirement and remaining financially independent throughout your life. To help reach your objectives, you need to own a variety of investment vehicles – and each carries its own type of risk.

Yesterday, my marathon training plan listed: "5 miles, easy." If you are actually following a specific plan for a race of any distance, it helps to understand the terms that are used. Nearly every race plan includes "easy" days, but what exactly does that mean? Easy is not specific at all--it is the opposite of "hard"--I know that much. But how easy is easy? What does "easy" mean for me? It's obvious that easy days alternate with "hard" days, so it's plain to see that this easy-hard pattern is meant to keep runners from turning every workout into a Hard Day.

There is no doubt that our country is facing many serious